Tuesday, July 25, 2006
I'll get back to the altar call discussion soon. However, I was finally able to pinpoint exactly what bugs me so much about Dave Ramsey's financial philosophy. He said this morning on his radio show (a paraphrase) that we should live differently than everyone else now, so that later we can live differently than everyone else. What he meant by that was that if we live frugally now, then we won't have to live frugally when we are older. That, right there, is one of the big problems with his financial advice.
We ARE supposed to try to live frugally. Ramsey encourages people to earn as much as they can and save as much as they can. John Wesley did the same in a sermon called: On the Use of Money. However, Wesley scolded the Methodists of his day the same way he would scold Ramsey-ites. Wesley said that while Methodists were good at earning, and good at saving, they missed the whole point of the earning and saving. Scripture wants us to do those things with a particular goal in mind ... as Wesley put it ... to "GIVE ALL YOU CAN."
We don't earn and save so we can be comfortable. We earn and save so we can give! So, we should live differently than everyone else now, so we can GIVE differently than everyone else later. Giving is the goal, not finanacial comfort and stability.